Start of property details

Share this property:
7428 Thomas Drive
Panama City Beach, FL 32408
22 days ago
REDUCED
$939,999
Active
4
Beds
4
Baths
2,375
Sqft
0.07
Acres
2005
Yr. Built
MLS# 998590
Cumulative Days on Market: 53 · Includes prior listings · Currently listed since 03/21/26 · Data provided by the MLS.

Property Description

Located directly across Thomas Drive from Rick Seltzer Park, this 3-story, 4BR / 3.5BA home offers prime access to one of PCB's most desirable beach entrances, with lifeguards, showers, parking, and Gulf views thanks to protected frontage. Sold fully furnished, it features $50K+ in upgrades, including new composite decking and roof section. The flexible layout includes multiple suites, loft, and a 3rd-floor entertainment space with vaulted ceilings, wet bar, sleeper sofa, and custom queen bunks. Main living offers 10' ceilings, tile floors, crown molding, fireplace, and natural light. Kitchen has granite, stainless appliances, wood cabinetry, breakfast bar, and pantry. Private fenced yard with heated saltwater pool and rooftop Gulf-view deck.

Ask a Local Expert

Property Highlights

Property Type
Residential
Property Sub Type
Detached Single Family
Architectural Style
Beach House
Bedrooms
4
Total Bathrooms
4
Acres
0.07
Year Built
2005
Condition
Construction Complete
Cumulative Days On Market
32

Location

Area
27 - Bay County
City/Township
Panama City Beach
View
Gulf
Subdivision
HOLIDAY BEACH UNIT 16
County
Bay
Zoning
Resid Multi-Family

Property Details

Price
$939,999
Condition
Construction Complete
Property Type
Residential
Property Sub Type
Detached Single Family

Building

Total Area
2,375

Community

Local Schools

Elementary School
Patronis
Middle School
Surfside
High School
Arnold

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
4
Full Bathrooms
3
1/2 Bathrooms
1
Bedrooms
4

Rooms and Basement

Total Rooms
8

Appliances

Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/Ice Mk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Gas, Water Heater - Tnkls

Interior Features

Interior Features
Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Fireplace, Kitchen Island, Lighting Recessed, Lock Out, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar
Flooring
Floor Hardwood, Floor Tile
Window Features
Window Treatment All
Fireplace Features
Fireplace Gas

Heating and Cooling

Heating Features
Central
Has Fireplace
Yes

Building Details

Construction

Architectural Style
Beach House
Year Built
2005

Materials

Construction Materials
Siding Cmnt Fbr Hrd Brd

Terms

Terms

Financing Options
Conventional, FHA, VA
Cumulative Days On Market
32

Taxes

Tax

Tax (Annual)
$7,589

Heating, Cooling & Utilities

Cooling Features
Ceiling Fans, Central Air

Utilities

Utilities
Electric, Gas - Natural, Public Water
Sewer
Public Sewer

Lot

Acres
0.07
Lot Size
0.07
Lot Size Area Sq Ft
3,049.20
Lot Dimensions
25 x 120
Lot Features
Level, Within 1/2 Mile to Water

Exterior Features

Exterior Features
Balcony, Fenced Back Yard, Hurricane Shutters, Pool - Gunite Concrt
Patio And Porch Features
Porch
Fencing
Fenced Privacy

Parking

Total Parking Spaces
4

Pool Features

Pool Features
Pool - Heated, Pool - In-Ground, Pool Type
Listed by Coastal Choice Realty LLC.
Listing Data last updated 05/14/2026 12:40 am
Get a Link to this Property: Copy To Clipboard
QR Code link to this property

Phone:
Connect with:

Payment Calculator

per month. fixed. % interest.
$
%
$
%
Principal & Interest
+ Home Insurance
+ Property Tax
+ HOA Fees
per month
Total interest paid over s will be:
All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 14-May-2026 and are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
Get Walk Score Content

Property History

21 days ago
Property information last updated
22 days ago
Date of last price change
53 days ago
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: 53 days (includes prior listings) · Currently listed since March 21, 2026. Data provided by the MLS.

Similar Properties

The content relating to real estate in this web site comes in part from the Internet Data eXchange (IDX) program of Emerald Coast ECA MLS. This information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Display of MLS data and information is usually deemed reliable but is not guaranteed accurate by the MLS. Supplied Open House Information is subject to change without notice. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Broker/Agent may have been included in the MLS data. The Broker/Agent operating this web site believes the data here to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All information is subject to change and should be independently verified.
© 2026 Emerald Coast ECA MLS.

Listing Data last updated: 05/14/2026 12:40 am
Equal Housing Opportunity
Service by Buying Buddy® IDX CRM
Copyright © 2003 - 2026 Buying Buddy. All rights reserved.