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9815 W Us Highway 98, UNIT 221
Miramar Beach, FL 32550
1 day ago NEW · Active
$435,000
$294 / Sqft
3
Beds
3
Baths
1,479
Sqft
1988
Yr. Built
MLS# 1013918
Cumulative Days on Market: 2 · Includes prior listings · Currently listed since 10/18/26 · Data provided by the MLS.

Property Description

* * * THIS IS IT! * * * LOWEST-PRICED 3-BEDROOM COTTAGE ON THE MARKET IN HIDDEN DUNES * * * UPDATED KITCHEN and BATHS * * * PRIVATE DEEDED BEACH * * * GATED RESORT * * *

Vaulted ceilings, sun-filled rooms, a screened porch among the oaks and pines, and a private deeded beach inside a gated resort! Beach Cottage 221 is a 3-bedroom, 3-bath cottage-style condo at Hidden Dunes Beach and Racquet Resort in Miramar Beach, Florida, the quiet stretch of coastline just east of Destin, next door to Sandestin and about four miles from 30A.

The big-ticket updates are already done: the kitchen and both main-level baths have been renovated, and new plantation shutters run throughout. The rest of the cottage is ready for your own finishes, starting with new flooring, and it's priced to leave room for them.

In the living area, a high window near the peak of the vaulted ceiling brings in light above a full wall of custom built-in shelving. The kitchen has white shaker cabinetry with pull-out shelving, quartz countertops, a stacked-stone backsplash, recessed lighting, and a breakfast bar. Sliding glass doors lead from the living area to the screened porch, with room for outdoor dining under a new ceiling fan.

The primary and guest baths both have walk-in tile showers, new sinks and countertops, and comfort-height toilets. In the primary bath, the shower has a frameless glass enclosure, river-pebble accents, a built-in bench, and both rain and handheld shower heads, and the vanity has pull-out drawers under the sink. Cottage 221 is an upstairs unit. That means high vaulted ceilings that fill the home with light and make it live large, and no one living above you, so the only footsteps you'll hear are your own. An exterior staircase leads up to the front door, and inside, a spiral staircase rises to the loft, which serves as the third bedroom and has its own full bath and closet. The loft has a vaulted ceiling, plantation shutters, and a ceiling fan. Two-panel interior doors and an updated laundry room with new doors and shelving round out the home. The stackable washer and dryer convey, along with a queen bed and two twin beds. Hidden Dunes Beach and Racquet Resort (formerly Hidden Dunes Beach and Tennis Resort) is a 27-acre gated beachfront community in Miramar Beach, just east of Destin, known for its lush mature landscaping, lighted fountains, walking paths, and a serene, uncrowded stretch of sugar-white sand. Flanked on both sides by private residential neighborhoods, the beach here stays quiet, protected, and remarkably low-density. Consistently ranked among the top fifty tennis resorts in the world since 2002, the resort features a professional racquet sports center with six Rubico clay courts, three pickleball courts, on-site pros, clinics, and seasonal programs -- plus two community pools with hot tubs, grilling areas, horseshoe and cornhole courts, in-season tram service, and 24-hour security. Beach service is available to owners and guests along 510 linear feet of private deeded beach. EV charging is on site, owners enjoy pet-friendly living with no restrictions -- and with no golf carts allowed, Hidden Dunes stays as peaceful as it looks. A cottage like this is best seen in person. Call me today to schedule your private showing.

Property Highlights

Property Type
Residential
Property Sub Type
Condominium
Architectural Style
N/A
Bedrooms
3
Total Bathrooms
3
Year Built
1988
Condition
Construction Complete
Cumulative Days on Market
2

Location

Area
15 - Miramar/Sandestin Resort
City/Township
Miramar Beach
Subdivision
HIDDEN DUNES BEACH COTTAGES 2
County
Walton

Property Details

Price
$435,000
Condition
Construction Complete
Property Type
Residential
Property Sub Type
Condominium

Building

Total Area
1,479

Community

Community Features
Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Fishing, Gated Community, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable, Waterfront, Whirlpool

Local Schools

Elementary School
Van R Butler
Middle School
Emerald Coast
High School
South Walton

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
3
Full Bathrooms
3
Bedrooms
3

Rooms and Basement

Total Rooms
5

Appliances

Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/Ice Mk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect

Interior Features

Interior Features
Ceiling Vaulted, Owner's Closet, Washer/Dryer Hookup
Window Features
Window Treatment All

Heating and Cooling

Heating Features
Central

Building Details

Construction

Architectural Style
N/A
Year Built
1988

Terms

Terms

Cumulative Days on Market
2

Taxes

Tax

Tax (Annual)
$1,653.20
Tax Assessed Value
4490.00

HOA

Has HOA
Yes
Association Fee Includes
Accounting, Ground Keeping, Insurance, Internet Service, Legal, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash

Heating, Cooling & Utilities

Cooling Features
Ceiling Fans, Central Air

Utilities

Utilities
Electric, Public Water, TV Cable
Sewer
Public Sewer

Exterior Features

Patio And Porch Features
Deck Covered, Porch Screened

Pool Features

Pool Features
Pool Type
Pool Type
Community
Listed by Wooley Luxury Properties LLC
Listing Data last updated 10/20/2026 07:40 pm
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Property History

Yesterday
Property information last updated
2 days ago
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: 2 days (includes prior listings) · Currently listed since October 18, 2026. Data provided by the MLS.

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